Universal 1 has 11 branch offices in the Miami Valley. The Sidney office became a part of the Dayton-based credit union when in 1973, Copeland Employees Credit Union merged with Universal 1 (which was then named NCR Employees Credit Union), Carbaugh said.
“With both strong community-based membership and active select employee group membership in Shelby County, this new facility will better serve employers and our members. The great location and additional conveniences such as the drive-thru and night drop will make it easier for our members especially on bad weather days when they prefer to stay in their car,” Carbaugh said in an email. “The high visibility of this location also lets other area residents know they have a credit union choice in Sidney.”
Universal 1 will continue to have a drive-up, envelope-free ATM and lobby hours Mondays through Saturdays, Carbaugh said.