Coronavirus: How to apply for rent, mortgage and small business relief in Montgomery County

Montgomery County Commission President Judy Dodge discusses the county's federal CARES Act funds.

Montgomery County Commission President Judy Dodge discusses the county's federal CARES Act funds.

Montgomery County has launched several coronavirus relief programs to distribute federal CARES Act funds that provide grants up to $10,000 to assist small businesses negatively impacted by the pandemic and to residents behind in mortgage, rent and utility payments.

The programs are:

Small Business Program

To qualify for a grant, the business must meet the following criteria:

- Be locally owner and located in Montgomery County

- Have fewer than 50 employees

- Have gross annual receipts of less than $5 million

- Have a physical storefront and/or be an allowable home office as reported in the most recent filed tax return

- Be current on all state, federal and local taxes

- Be in compliance with state small business requirements

- Retain one full-time employee for at least three months after the grant award

Apply for the Small Business Program here.

Housing programs

Eligibility for the following housing programs requires a loss of employment income after March 1 due to COVID-19. The loss of income could have been caused by a layoff, reduced work hours, furlough or reduction in pay.

Mortgage Assistance Program

The HomeOwnership Center, a program of County Corp, is administering the Mortgage Assistance Program, which can help residents bring mortgage payments current.

Montgomery County residents may qualify for mortgage relief if you:

- Own a home in Montgomery County with an original mortgage of $200,000 or less.

- Behind on mortgage on or after March 1.

- Applicants will be required to complete an application, provide required documentation, and discuss the circumstances with HomeOwnership Center staff as well as participate in follow-up with HomeOwnership Center staff about financial and mortgage status.

Apply for the Mortgage Assistance Program here.

Rental Assistance Program

Miami Valley Community Action Partnership is administering the Rental Assistance Program, which can help catch up on rental payments.

Renters may qualify for relief if you:

- Rent your residence in Montgomery County.

- Behind on rent on or after March 1, 2020.

- Complete the application available on Miami Valley CAP’s website. An intake specialist will follow-up on applications and ask for additional documentation.

Apply for the Rental Assistance Program here.

Utility Assistance Program

Residents may also qualify for financial assistance with gas, electric, water or bulk fuel utility payments due to loss of income caused by the coronavirus pandemic.

Apply for the Utility Assistance Program here.

Residents can also sign up at www.mcohiocares.org for email alerts about the programs, including upcoming financial aid programs for agriculture, education, nonprofits or healthcare institutions.

More information on each program and how to apply is available online at mcohiocares.org.

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