The Conference USA Gamecocks (9-5) hit the upright on a field goal attempt in the second quarter and had a turnover in the red zone in the third quarter.
Despite being kept out of the end zone in the second half, Ohio chewed up more than 7 1/2 minutes for a field goal that made it 30-14. Tre Stewart then capped two long drives with short touchdown runs but the Gamecocks failed on a two-point conversion after the first TD.
The second touchdown came with 3:35 left but the Bobcats ran out the clock, thanks to 30-yard run by redshirt freshman Rickey Hunt Jr. from the Ohio 12.
Both teams played with new coaches. Jacksonville State coach Rich Rodriguez returned for his second stint at his alma mater West Virginia and Rod Smith served as interim head coach. Ohio's Tim Albin went to Charlotte and offensive coordinator Brian Smith was promoted to head coach.
Navarro finished 19-of-28 passing for 227 yards and an interception and kept the ball 14 times for 119 yards. Tyus ran for 123 yards on 26 attempts and Coleman Owen had 111 yards on 11 receptions.
Jacksonville State's Tyler Huff was 21 of 33 for 363 yards with an interception and a 75-yard touchdown to Cam Vaughn, who had 10 catches for 181 yards. Jarod Bowie had four catches for 107.
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